Summary:

• **AI is changing lending and needs rules** - Banks and lenders are starting to use artificial intelligence (AI) to help make decisions about loans faster. Because AI is so new and powerful, governments are creating rules to make sure it's used fairly and doesn't hurt people.

• **Lenders should prepare now** - Companies that lend money should start learning about these new AI rules and change how they use AI before the rules become official. This helps them avoid problems later and keeps their customers safe.