Instead, the state Supreme Court judges said Maryland-based Geico should have had a chance to weigh in sooner and sent the case back to the lower court for further deliberation.The case drew attention last year for its unusual legal strategy, with the woman claiming she caught the human papillomavirus (HPV) from having sex in 2017 with a male partner in his 2014 Hyundai Genesis, which was covered by Geico, according to a 2021 complaint.in the court documents, claimed the man was aware he had HPV but failed to tell her, leaving her with "past and future medical expenses" and "mental and physical pain and suffering."But the insurance company refused the settlement, saying the woman's claim did not occur because of normal use of the vehicle, according to court documents.The judges ruled that because the insurer wasn't given the opportunity to do so before the judgment was entered, the earlier court ruling should be vacated and sent back to a lower court."